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Online Card Processing

Already trading and thinking of switching? We have negotiated preferential rates for our merchants.

Our solution enables merchants to switch acquiring banks quickly and easily; allowing you to take advantage of the most competitive banking rates. Our rates beat most merchant account fees,
whether you are a start-up or a well-established business.

Save up to 30% of your bank charges by calling us today!

Convert to Online Card Processing

Due to increasing regulation under the Payment Card Industry Data Security Standards (PCI:DSS),
retailers are encouraged to process e-Commerce transactions online.

If you only have a merchant number for telephone payments and use a manual terminal, our Merchant Account Services team will liaise with our partner bank to facilitate the quotes for internet merchant services. We do all this for no extra charge.

Secure Hosting eCom Account

If you don’t already have a Secure Hosting and Payments eCOM account, you will need to open one, this facility acts as a secure link between your website and the bank. Furthermore, the eCOM package provides you with a private login area to view, track and manage your card payments, as well as numerous other features.

The eCOM account is available on free trial for 14 days, but this period can be extended if you require more time for testing. It provides an area where you test your online store integration with our payment system. Once your merchant number is ready to go live, we will contact you and ask if you wish to switch your eCOM account from trial to live online processing.

For more information on our eCom accounts, please click here.

Shopping Carts

If you only have a small number of items for sale you can create a simple order form, or use the “Buy Buttons” feature included in our eCOM Standard service to quickly add shopping functionality to your site.

Our service integrates seamlessly with all popular third party shopping carts, however if your requirements are more complex you can employ the services a web developer to build a custom cart system for you.

For more information on our integrated Shopping carts, please click here.

Transaction Credits

We have a unique charging structure within our industry as our transaction fees are based on a pre-pay credits system. The advantage of this is that you only pay for what you need, so you can start small and buy progressively larger blocks of credits as your transaction numbers increase. The larger the block of credits, the cheaper the cost per transaction. High volume merchants benefit from a cost per transaction lower than any other payment service provider.

For more information on our Transaction Credit bundles, please click here.

What to do next?

If you need further guidance and assistance, please contact the Merchant Services Team on 0845 269 6645, or place a question through our contact page.


We can help most businesses to obtain a merchant account, however there are certain categories of business that most banks won’t provide merchant accounts to. These ‘difficult’ categories include anything to do with gambling, lotteries, dating services, adult services, mini-cab firms, some travel companies, or any business which has a web site containing potentially offensive material or nudity. Also, if your business is not registered in the UK/EU it will be more difficult to obtain a merchant account from the UK banks that we work with.


Don’t let these restrictions put you off if your business is within these more difficult groups, as we process on behalf of clients in these markets. You should be aware that in these areas, the costs of card processing charged by the banks and payout restrictions will apply. We have a range of International banks that will be more open to these markets and more likely to support your business.